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Saturday 14 March 2015

Motivation for 'A better World'

                       A better World                            

A bit of motivation

Many people will make the statement that they want to start tomorrow, or next week, or after this holiday. In all honesty there is no time like the present to get started. Many people just keep on waiting for right time and moment to come in their life. We must not wait for opportunities to come to us, we must make our own.
 The statement "Begin now to be what you will be hereafter" by William James needs to be implemented in our lives.
 When it comes to manifest dreams and to accomplish goals, always ask the following question: Am I actively moving in the direction of my goals and dreams each and every day? The job is to narrow the distance between where you are and where you want to be until it no longer exists.
For this real education is needed.Unless we are educated we cannot make all around progress. We must wish to see  a rich world(rich by knowledge and by wealth).
Success will never be a big step in the future, success is a small step taken just now. ~Jonatan Mårtensson
That which needs to be done should be done at the earliest. The quicker you shorten the distance between where you are and where you want to be, the more empowered you become.If we talk with any successful person then we will easily come to know that she/he has set a vision for her/his life since childhood. The dreams help us to set vision in our life. We should dream as much as we can and work hard to convert those dreams into reality. One needs to work smart and hard to achieve success in life.
To achieve success in life we must be now, what we will be hereafter. The morning comes after, every dark night. One should ignore the bad things and concentrate on the good things. With a positive approach one must start early. Life is a succession of moments and to live each, is to succeed. No road is long for the one who starts early!

Hoping to see a better world.


Sunday 8 March 2015

Power of Rs.1

Power of RS 1



Just a forwarded message and few arguments to support my point of view led to so many thoughts in my mind.Hope you gain some knowledge through this 'Rs.1' article.You may suggest your points of view and I would be happy to enter into a brainstorming discussion.
The forwarded message was:
" Why should you collect that 1 rupee change from the supermarket. Suppose 500 people visit a particular supermarket daily. No one collects change. 500×1= rs500. For 365 days, 500×365 = rs 1,82,500 This is from ONE SUPERMARKET. There may be 1500 branches of that supermarket in the country. rs 1,82,500×1500 = rs 273,750,000 27crore per year. & the worst part about this is, IT'S NOT EVEN TAXABLE because the bill doesn't count the one rupee, remember?
Now you know why they always put price tags like 49/- 99/- 999/- only?"

I always collect Rs.1 if i am supposed to collect it but please give it a thought to this approach of mine.
Now look at it from a different approach.You as an individual might not be able to invest that Rs 1 for some great purpose but if the company collects it from everyone then as per the calculation that amount of Rs.1 from careless individuals would turn out be Rs 27 crore.The company,group of all supermarket,would invest this 27 crore for some great purpose.This 27 crore would undergo the multiplier effect so the amount would turn out to be much more than 27 crore.Many sectors would be benefitted because of these careless people.So the magic is united Rs 1 from each individual could produce many things whose total worth would be more than 27 crore.It's just like donating Rs 1 for Indian GDP growth.There is no direct leakage of tax except fot the VAT at each stage and except for the cashiers keeping the amount of Rs 1 in their pocket. Cashier,if loyal or unloyal wont keep the amount of Rs 1 because Rs.1 is an immaterial amount for everyone nowadays. Whoever,the company or the cashiers, gets hold of all Rs 1 could definitely invest in or buy something valuable.The collected sum of Rs 1 which would be Rs 500 for cashiers,if they keep it being unloyal, of a particular branch(atmost Rs 50 for each cashier if there are atleast 10 cashiers) is definitely not a hard earned money for them so they would spend it lavishly without thinking much.So aggregate demand in the economy would increase,in turn leading to production of more goods.Black money transactions would turn into white money transaction. Now tax part,if cashiers individually keep the amount then company would never earn 27 crore and no tax terrorism occurs.Cashiers income generally is non taxable and a further addition of Rs 18250(50*356 if present all days) might not make a difference so there seems no tax default here too. Overall it would be a transfer of Rs1 from many to transfer of Rs 50 to few,all non taxable or a transfer of Rs 1 from many turning into more than Rs 27 crore benefiting the economy as a whole. So this is the magic of united Rs 1 in economic growth.Rs 1 individually is not taxable so when its sums up into something valuable and treated as charity fund for economy it should pose no harm to tax department and economy too.This doesn't mean you should stop paying taxes but this is just the magic of Rs 1 contributed by a CARELESS individual.This Rs 1 has taught the common thing,United we stand and divided we fall, in a different ,and for some a complicated, way.


Monday 2 March 2015

How is Union Budget 2015-16 beneficial to poor?

Union-Budget

 "Kuch to ful khilaye hain, kuch abhi khilane hain, par baagh mein ab bhi kaante kuchh puraney hain," (We have made some progress and are working towards achieving more goals, but there are some hindrances in the way).
Yes this criticizers wont look the positive aspects and be a hindrance to our growth. But the positive seekers can definitely create some positiveness out of the things criticized. This is how we prosper.

  The attitude should be:
      More You Criticize, More I would prosper.

How is Union Budget 2015-16 beneficial to the poor?
The Budget was growth oriented and there can be no growth without the help of poor people. This budget wasn't meant to please people, it was meant to develop the country they live in which will naturally improve the quality of life and subsequently help them.
I just heard one famous personality saying that Union Budget 2015-16 is not beneficial for the poor.He might be correct from his point of view.
I just jotted down few points which shows that Union Budget 15-16 is beneficial to the poor.
Your opinions are also welcome.

Let’s have a look at how union budget 15-16 is beneficial to the poor.
Several quarters have expressed some grief over not getting any 'direct benefit'.  Perhaps they expected the FM to hand out some gold coins, diamonds, and TVs? 
Direct benefits may be less but indirect are many.
  • The government has proposed to build 6crores home under the programme ’Housing For All’. Direct Benefit: People would get a roof. Indirect Benefit: Poor people would be involved in making the houses. They are the ones who are hired for construction purpose. They would be employed, they will earn a wage and would also get a roof.
  • All homes must be connected to roads. Direct Benefit: No one would be isolated. Everyone would be connected. Indirect Benefit: Roads would be constructed by the poors only, they will earn a wage.
  •  Jan Dhan to Jan Suraksha. Direct Benefit to senior citizens below poverty line: A new scheme for providing Physical Aids and Assisted Living Devices for Senior Citizes living below the poverty line. Unclaimed Deposits of about Rs 3000 crores in the PPF, and approximately Rs 600 crores in the EPS corpus to be appropriated to subsidize the premium of Senior Citizen Welfare Fund.

The big thrust on infrastructure was expected, and we know that for the Railways alone, an infrastructure spend of one rupee has a ripple effect of five rupees on the economy.It is the big spending on infrastructure that almost always directly benefits the economy by boosting job creation, and by increasing liquidity, activity and development across all sectors.

I have not included all the points. I just wanted to give an idea that many of the announcements are indirectly linked to poor. They are the ones who help to build up the assets in the economy.  A rich person just pays the amount but the poor are the ones who work hard to earn that amount.

So if rules are eased for doing business or if there is a corporate tax reduction to 25% which will motivate the entrepreneurs or corporates it will lead to job creation and common man will be employed.  If common man or a poor person chooses to remain common or in poverty,if he chooses not to play his part and if he chooses just to relax and waits for the government to give him diamonds and make him rich, then he would never be able to come out of the common group or poverty.
Structural changes and an ideological shift is happening in governance. Hell won't break lose if tax slabs remain unchanged in a budget and remember that the poor don’t pay tax. We should be patient. Its a long road to recovery and Ache Din.

In the words of Ronald Reagan:
"We didn't get into this mess overnight; We aren't going to get out of it overnight".